Learn
We Want To Make Mortgages Easy:
The complex mechanics of the mortgage process can be confusing, especially if you haven’t gone through it before. By providing our clients an array of options and all the information needed to understand them, The Barry Team helps home buyers position for long term financial success.
Our Story
Our Process
We’ve developed a proven process that ensures our clients receive personalized attention, a comprehensive analysis of their needs, and expert guidance in selecting the most suitable loan options available in the market:
Step 1 - Discover
In 30 minutes or less, we conduct a detailed financial needs analysis. During this step, we learn about our clients specific requirements, financial goals, and preferences in the home acquisition process. This analysis allows The Barry Team to gain a deep understanding of our new client’s situation so we can tailor our services accordingly.
Step 3 - Pre-Approval
The Barry Team then embarks on a diligent search for ideal loan options that align with the client’s unique financial needs. By utilizing their expertise and industry knowledge, they carefully evaluate various loan products available from different lenders. Factors such as interest rates, terms, repayment options, and any specific requirements or preferences expressed by the client are taken into close consideration. After thoroughly analyzing the options, The Barry Team presents the best loan choices to the client, providing a selection that is tailored to their specific financial situation.
Step 2 - Apply
After the initial discovery phase, clients are guided to complete a convenient 15-minute online application. Just look for the APPLY NOW buttons! Here, we collect the essential information pertaining to the prospective loan, like income, employment history, credit score, etc.
Our Process
We’ve developed a proven process that ensures our clients receive personalized attention, a comprehensive analysis of their needs, and expert guidance in selecting the most suitable loan options available in the market:
Step 1 - Discover
In 30 minutes or less, we conduct a detailed financial needs analysis. During this step, we learn about our clients specific requirements, financial goals, and preferences in the home acquisition process. This analysis allows The Barry Team to gain a deep understanding of our new client’s situation so we can tailor our services accordingly.
Step 2 - Apply
After the initial discovery phase, clients are guided to complete a convenient 15-minute online application. Just look for the APPLY NOW buttons! Here, we collect the essential information pertaining to the prospective loan, like income, employment history, credit score, etc.
Step 3 - Pre-Approval
The Barry Team then embarks on a diligent search for ideal loan options that align with the client’s unique financial needs. By utilizing their expertise and industry knowledge, they carefully evaluate various loan products available from different lenders. Factors such as interest rates, terms, repayment options, and any specific requirements or preferences expressed by the client are taken into close consideration. After thoroughly analyzing the options, The Barry Team presents the best loan choices to the client, providing a selection that is tailored to their specific financial situation.
Our Financial Products
First Time Home Buyer Loans
Specialized mortgage programs designed to assist individuals in their first property purchase by making homeownership more accessible and affordable to those who may have less capital and lower credit.
Refinancing
If you’re ready to capitalize on a swing in interest rates or want to improve the structure of your loan, a traditional refi is an excellent option. By replacing an existing mortgage with a new one, we take advantage of more favorable terms and conditions
Cash-Out Refinancing
If you need cold hard cash in hand to help facilitate an adjacent financial decision, then a cash out refi is a powerful opportunity. By refinancing a mortgage for an amount higher than what is already owed, we free up the difference between the loan amounts in cash at closing, thus granting you access to hard earned equity.
Jumbo Loans
These home loans exceed the conventional loan limits. They are not insured or guaranteed by a government agency, but rather offered by private lenders like banks and other financial institutions.
Veterans
VA loans are exclusive mortgage programs for those who’ve served our country and their families. These products are provided by private lenders and guaranteed by the U.S. Department of Veteran Affairs. Perks, such as no down payment, no private mortgage insurance, flexible credit requirements, and closing cost assistance are enjoyed by those who qualify.
Self Employed Mortgages & Stated Income Loans
Standard income documentation can be difficult to obtain for those who are self-employed or have non-traditional income sources. Fortunately, financial vehicles such as these exist to document alternative methods of income verification.
Empowering Homeowners
The Barry Team’s commitment to exceptional customer service goes far beyond securing a loan. We are passionate about nurturing long-lasting relationships built on trust and mutual respect. By empowering home buyers with knowledge and support, the Barry Team helps turn dreams of homeownership into a practical certainty.
